advantagesannuitybeneficiarybenefitsbloomwoodbracketbusinessbusinessescapitalcharitablecomputingconversionscorpdefectivedeferredestatefamilyfinancialfreegainsgetgiftgrantorguideidgtincomeinstallmentinvestinginvestmentirakidslimitedllcmanagementmassivemaximizingownerpayingplanningqualifiedquantumremainderrothsaleshiftingspousalstockstrategiestaxtransfertrusttrustswb