adoptingbonusbusinessbuyingcarecareercomingcostcreatedebtdecisionsemotionalenoughexpectationsfamilyfearfinancesfinancialfinanciallyfreefriendshelpincomeinterviewlifelikemeaningfulmelissamichellenavigatingovercomingparentspatternsresiliencyselfspendingspousestoptalktraveltrueunconsciousususingvaluesworth