absacrossaiaroundasiaautobanksbenefitborrowersclocloscmbscollateralconsumercontinuecovidcrecrediteconomiceconomieseffectemeaendesgestateeuropeanevolvefinanceglobalglobegrowshighkeylibormarketmarketsmiddlemortgagepacificpandemicperformanceratesrealremainsriseriskrisksrmbssectorsecuritizationssmestressesstrongstructuredtransactionsturbulenceturnusvariesvulnerableweakenwill