In episode #141 of the Growth Series podcast's Mortgage Mentors series,Jeremy Duncombe, Managing Director at Accord Mortgages is joined by Charles Roe (UK Finance) and Rob Thomas (IMLA) to examine what 2026 could hold for the mortgage market.
The discussion compares gross lending forecasts of £300–£320 billion and unpacks the drivers behind them, including affordability pressures, rising real incomes and anticipated base rate movements. The episode explores the scale of the remortgage opportunity, evolving lender appetite around high LTV and LTI lending, support for first-time buyers, and the continued professionalisation of buy-to-let. It also considers how global and domestic economic factors may influence rates and borrower confidence.
The overall tone is measured but positive, highlighting a market with growing momentum and tangible opportunities for advisers
