In this episode, Sean and Blake dive into a lively debate on one of the biggest retirement planning questions: Is pretax or ROTH money the smarter choice? They break down the pros and cons of deferring taxes now versus paying them upfront and explore advanced strategies like ROTH conversions and Mega Backdoor ROTH contributions. Tune in for a clear, insightful discussion that will help you decide which approach aligns best with your financial future!