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Ever notice how “competition” can quietly turn into a handful of mega-companies owning everything? In this episode we start with a simple gas-station curiosity—Chevron owning Texaco—and use it as a springboard to talk about consolidation, corporate power, and how everyday people get nickeled-and-dimed through “convenience” economics.From there, we zoom into personal finance and financial literacy:▶ Why credit card rewards often don’t beat the 2–5% swipe fees baked into prices▶ The difference between revenue vs. net income (and why “big numbers” don’t always mean big profit)▶ A surprising shoutout to Harbor Freight’s 0% financing and what it signals about serving working people▶ The real cost of homeownership today: interest rates, down payments, and PMI▶ What Rich Dad Poor Dad (Robert Kiyosaki) gets right about assets vs. liabilities and lifestyle creep▶ Why “passive income” isn’t truly passive—and what realistic options can look like (laundromats, car washes, storage, online businesses)We also talk about the psychology of money: why cash triggers emotion, how deals get made (and lost), and why the rich often win because they stay non-emotional and play the long game.📚 Book discussed: Rich Dad Poor Dad — Robert Kiyosaki👍 If you got value, subscribe, like, and comment—we read and respond.Not financial advice. This is for education and discussion.Are you an aspiring creator? Riverside is a great tool for recording and editing your podcasts! Get more information here: riverside.sjv.io/qzLZLN #PodcastInterview #Bible #Business #ChristianPodcast #Clean #CulturalInfluence #Economy #EconomyTalk #Faith #FaithAndFamily #Finance #FinanceTalk #FinancialAdvice #FinancialFreedom #FinancialWisdom #FreeSpeech #God #Investing #InvestmentOpportunities #InvestmentStrategies #Jesus #Lifestyle #Life #MarketAnalysis #MarketTrends #Ministry #MoralValues #MoneyMatters #News #Podcast #PodcastDiscussion #PoliticalInsights #Politics #RealEstate #StockMarket #Surrender #TradingTips #WealthManagement #FinancialGrowth #MoneyMatters #SupportNetwork #Podcast #LongFormConversation #Culture #FaithAndLife #Truth #RichDadPoorDad #RobertKiyosaki #FinancialLiteracy #PersonalFinance #MoneyMindset #PassiveIncome #AssetsAndLiabilities #DebtFreeJourney #CreditCards #Inflation #InvestingBasics #RealEstate #PMI #InterestRates #Budgeting #WealthBuilding #Capitalism #CorporateConsolidation #BusinessBasics #networth Chapters:00:00 — Corporate consolidation: Chevron, Texaco & mega-companies04:00 — Convenience fees, credit cards & hidden transaction costs07:40 — Fiat money, inflation & protecting long-term wealth12:30 — Rich Dad Poor Dad: lifestyle creep & delayed gratification18:50 — Assets vs liabilities & why high income ≠ wealth24:00 — Passive income myths & realistic opportunities30:45 — Interest rates, debt, usury & predatory lending35:55 — Grocery markups, profit margins & Walmart’s model43:55 — Fine print, waivers & how companies limit liability48:10 — Cash vs gold: emotion, immediacy & bad money choices54:40 — Negotiation psychology: cash, trade-ins & pawn shops01:03:10 — Shark Tank mindset & detaching emotion from money01:12:30 — Final takeaways, financial literacy & book recommendation