Know where you stand today so you can measure growth. Increase income streams. Your job isn't enough. Add a freelance hustle, gig work or a monetized skill. Maximize your employer benefits. 401k HSA stock options. Don't leave free money on the table. Buy what appreciates. Prioritize assets like stock, property, education, not status symbols. Reduce high interest debt. Debt isn't always bad, but high interest consumer debt will eat your future. Invest consistently. Set it and forget it.
