Ang pagtitipid, hindi lang tuwing January ginagawa kundi all year round pero paano naman kung holiday season at nagbigayan na ng bonus? Paano mo titipirin ang 13th month pay para hindi ka maging taong grasa sa darating na 2022? Guest natin ngayon ang financial planner and host of the Now Finance na si Karlo Biglang-Awa para bigyan tayo ng money management tips ngayong Pasko.
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