Are you making a healthy profit on paper but wondering where all your cash has gone?
In this episode of Profit and Cashflow Mastery, Gavin Smith, founder of The Profit Analyst and creator of the Profit & Cashflow Mastery™ System, unpacks the three key reasons why cashflow doesn’t always match your profit — and how to finally take control of the financial rollercoaster.
Whether you’re earning $250K or scaling past $1M, this is the episode that will help you stop relying on your bank balance as a measure of success — and start using cashflow strategy to make smarter, safer decisions.
🎧 You’ll learn:
The real difference between cashflow and profitability
Why timing delays are sabotaging your bank balance
What non-P&L transactions are (and how they sneak up on you)
How payment cycles trigger the bank balance “rollercoaster”
The tool Gavin uses to forecast cashflow 12 months in advance
Jump to a chapter:
00:00 – Intro: Why Cashflow Doesn’t Equal Profit
00:38 – Meet Gavin Smith, The Profit Analyst
01:14 – Why Cashflow Deserves Its Own Focus
01:36 – #1: Timing Differences Between Profit and Cash
02:15 – Real Examples: Sales, Expenses, Wages & PAYG
03:16 – #2: Non-P&L Transactions (e.g., Loan Repayments)
04:04 – Why Loan Payments Drain Your Cash, Not Profit
04:40 – #3: Payment Cycles Driving the Bank Balance Rollercoaster
05:20 – Weekly, Fortnightly, Monthly, Quarterly Outflows
06:07 – How These Cycles Overlap and Create Cash Crunches
07:32 – It’s Not Bad Business — It’s Timing
07:46 – The Power of Cashflow Forecasting
08:26 – Why Weekly Forecasting Gives You Confidence & Clarity
09:00 – Recap: The 3 Reasons Cashflow ≠ Profit
09:12 – Final Thoughts & How to Take Control
📞 Book a free clarity call here: https://www.theprofitanalyst.com/podcastclaritycall 👍 Like this episode? Don’t forget to subscribe, give us 5 stars, and share it with a fellow business owner!
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