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Thanks for returning to The Credit Clubhouse, your one-stop shop for all things credit.We have a special offer for our listeners. If you want to attend any of our conferences, we have a fantastic deal for you. Simply visit www.dealcatalyst.io, choose the event you want to attend and enter the promo code CREDIT when registering to receive a 10% discount on the ticket price.Remember to follow the show, rate us, and leave a review. Your feedback is invaluable to us as it helps us improve the show.Joining me today is Brooke Major-Reid, Chief Capital Officer at Affirm. Affirm gained recognition as one of the leading BNPL, or buy now pay later, platforms. However, as we will discuss, their offerings have expanded well beyond that.Key topics covered:- Affirm’s diversified product offering- The consumer perspective: BNPL vs credit cards- Institutional investors - why the Affirm loan book is so appealing- Volatility and funding partners- The public company dynamic- Increased optionality amongst funding partners - Investor questions and worries- The convergence of private credit and pay-over-time