Description

BIT’s Blueprint for Shelter and Equity

In the traditional housing market, ownership is often the dividing line between generational wealth and generational poverty. But when that market is built on exclusion, extraction, and speculation, it becomes a system of oppression—not security. The Black Infrastructure Trust (BIT) was created to disrupt that model entirely.

Housing is not a perk for a select few. It is the bedrock of stability for every member. BIT treats housing not as a commodity but as a birthright of contribution.

Under BIT, every member is guaranteed a home in exchange for consistent participation in the collective economy. Whether working in BIT childcare, farming, education, or maintenance, all contributions are valued equally.

• Entitled to a one-bedroom apartment.
• Fully funded by BIT (no rent or mortgage payments).
• After 5 years of service, the member earns 50% equity in the unit.

• Entitled to appropriately sized housing based on household size.
• Fully funded by BIT.
• After 10 years of consistent work, families earn 100% equity in the home.

Equity is real and inheritable, though not transferrable or sellable on the open market.

If a member leaves BIT or wishes to relocate, they can:

• Transfer their equity to another available BIT home (intra-network relocation)
• Extract market value by entering into a BIT-managed equity buyout, which repurchases equity for use by incoming members
• Gift or pass down the home to family members who join BIT

This ensures that housing remains permanently affordable while still rewarding long-term investment and labor.

The BIT system is networked nationally through The Collective—regional branches that all operate under the BIT umbrella.

Scenario: A family in Atlanta wants to move to Oakland.

• They request an equity transfer.
• Their Atlanta home is assigned to a waitlisted member.
• BIT coordinates available housing in Oakland.
• Their equity position (e.g. 60%) follows them, applied to the new unit.

This portable equity honors contribution without feeding speculation. There is no market to profit from—only a community to build with.

CategoryBIT Model

Housing Access Guaranteed based on work

Rent/Mortgage None; housing is a benefit

Ownership Earned through service (equity)

Displacement Risk None—homes are non-commodified

Intergenerational Transfer: Yes, within BIT membership

BIT’s Clean Slate Trades Program (CSTP) ensures that our people build the world we’re going to live in—and that no one is left behind for mistakes in a world stacked against them.

To provide skilled trades training, housing, and dignified employment to returning citizens and other BIT members facing systemic barriers—while simultaneously building the physical infrastructure of liberation: homes, centers, clinics, and schools.

1. Redemption through contribution
2. Housing is a right, not a reward
3. Ownership is rehabilitative
4. Skilled labor is sacred

• Formerly incarcerated individuals
• Youth aging out of foster care
• Long-term unemployed BIT members
• Veterans and displaced workers

• Construction Trades
• Electrical & Solar
• Plumbing & HVAC
• Welding & Fabrication
• Green Building Technologies
• Property Maintenance

BIT projects double as training facilities.

• Transitional housing during training
• 1 year = permanent one-bedroom unit with equity pathway
• Work counts toward home equity and Trust credits

• Elder tradespeople mentorship
• Legal services, therapy, expungement help
• Literacy, political education, and drug recovery, if needed

• Build BIT homes, centers, clinics, schools
• No outside for-profit work
• Paid fairly in BIT credits
• Equity tracked transparently

Milestone Benefit

6 months of Transitional housing security

12 months guaranteed permanent housing

24 months Certified BIT Tradesperson + voting rights

36 months Site lead or mentor eligibility

60 months Start your crew or train the next generation

Category CSTP (BIT)

Housing Guaranteed + equity

Training is Free with a stipend.