We’re back for Part 2 with Robert Lettin and Francisco Valdivieso, and the energy is high! Today, we get into the 'meat' of investing—from why rebalancing is your best defense against market crashes. Francisco explains why you should stop thinking in percentages and start thinking in dollars (the 'sweat test'), and Robert challenges the 'hot tips' that sink most portfolios. Whether you're curious about AI, gold, or just how to survive a market downturn. Thanks for tuning in!Video Chapters00:00 – Intro: Meet Francisco from Ameriprise Financial01:34 – The Billion Dollar Question: Why a Jackpot can be a Burden03:00 – The "State of Panic": What NOT to do when you come into money04:44 – First Steps: Finding your Financial "Quarterback"05:36 – Why you need an Attorney and a Trust06:15 – Gym Buddies and Guitar Lessons: Getting to know the guys08:14 – The DIY Trap: Why your barber isn't a financial advisor10:27 – The "Replace Your Paycheck" Workbook & The 4% Rule13:22 – Would you quit your job if you won the lottery?15:54 – Portfolio Secrets: Diversification & Risk Tolerance18:11 – Why you (probably) need at least 50% in Stocks20:38 – Avoiding the "Mental Game" of Market PanicFrancisco Valdivieso, Financial Advisor in Portland, ORhttps://www.ameripriseadvisors.com/francisco.valdivieso/events/robert@lettinwealth.comDownload the FREE Workbook now: https://lettinwealth.com/resources/https://lettinwealth.com/https://lettinwealth.com/about/
