In this week's episode we discuss purchasing a home for the first time (now almost 5 years ago) and most recently going from a 30 year mortgage to a 15 year mortgage, no more PMI (private mortgage insurance) annnnnndddd a phenomenal new interest rate!
Other things mentioned
You don’t need a 800 credit score
Taking a first time home buyers class (here’s the one we took www.homepath.com and received the Certificate of Completion to qualify for money toward closing cost
now your budget for a monthly mortgage BEFORE applying
Consider taxes, insurance, maintenance fees, and utilities
You can fire your realtor (don’t settle, you are paying them!)
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