For most people and public employees, the most difficult thing they can imagine is either starting a business or providing the means for starting one. It is, in everyone’s eyes, an extremely risky business, a proposition borne out by the record of failures. And of course, virtually every business fails or is bought out. This is in the developed economies. When we are talking about undeveloped areas or underdeveloped economies, the situation becomes even more risky. But this is not a natural phenomenon, it is purely a result of our politics and economics. There is no risk facing business that is not human in origins. We can remove these human created threats to business start ups. We can build up a business based on faith. This short production does not go deeply into the operation of the faith-based business model, these details have been explored in other podcasts and videos. This short production focuses on why a cooperative based business model can be set up without risk, with only what is available to you.