Money Talks is a series on personal finance sponsored by Metropolitan Bank & Trust Co. (Metrobank).
Before investing, neophytes should first know why they’re getting into it. “You have to take a step back before you dive into the investing world,” said Sharon W. Zulueta, vice president and division head of trust retail products at Metrobank. “You have to know yourself and know what type of investor you are.”
In this B-Side episode, she elaborates on how Metrobank guides first-time investors based on their purpose, their appetite for risk, their time horizon, and their hurdles.
She also offers one piece of advice that applies regardless of where investors are in their journey: look beyond the local. “Diversifying your portfolio does not just mean diversifying your asset classes, it's really diversifying in terms of geography,” she said, pointing to the US, Europe, and more developed Asian countries.
Recorded remotely on Oct. 15, 2021. Interview by Santiago J. Arnaiz, BusinessWorld contributor and chief operating officer of health startup Day3 Innovations. Research by BusinessWorld special features writer Bjorn Biel “JB” M. Beltran. Produced by Paolo L. Lopez and Sam L. Marcelo.
