if you have ever experienced identity fraud or know someone who has, you know it's no joke. There are some protective measures you can put into place to help. You can freeze your credit profile with each of the three credit reporting bureaus, you can add a fraud alert and you can also get credit monitoring services placed on your credit.
If you are a victim of credit fraud, go to http://www.identitytheft.gov/ and create a report there. Follow their instructions and they have a sample letter you can use to help you format yours as well.
To set up credit fraud alerts and/or a freeze:
https://www.equifax.com/personal/credit-report-services/ (800) 685-1111
https://www.experian.com/fraud/center.html (888) 397-3742
https://www.transunion.com/fraud-alerts (888) 909-8872
Questions@creditkristi.com
