If you are looking to borrow money for a purchase of a car or home, you NEED a good credit score to not have to overpay in higher interest rates and unnecessary finance charges. It's THAT important! I have many people I speak with saying they have a great job history, money in the bank but they have a terrible credit score. I need you to hear this- we need to have a credit score that at least meets the minimum requirements before any of those other (important) factors matter. They do matter, but only AFTER you have the proper score. So let's commit, let's get into action and get those scores up so we can save you a ton of money over the life of that next loan.
***Please forgive the qualify- my computer picked up the wrong microphone and sometimes, it just doesn't make sense to re-record!
