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Unfortunately, companies like National Debt Relief are spending a ton of money getting in front of people that carry debt to manipulate and deceive you into believing their debt settlement program is the relief you have been seeking. They are the last resort- please don't work with a debt settlement if you can try other options first.

Your credit coach explains 3 other options to try prior to debt settlement, including Credit Counseling agencies.

Check out National Foundation for Credit Counseling first: https://www.nfcc.org/

Questions@CreditKristi.com and please give me a review!