Many people have collections on their credit report. Some it seems its their only things reporting, and others are devastated when a collection appears and may be unsure what to do now.
There are different types of collections and the age, or how long it has been on your credit report has a lot to do with what might be the recommendation of how to handle it.
Now although I am not a credit repair agency nor can paying or not paying a collection have an adverse effect that is different than your goal, just having an understanding of collections can help you better decide what to do to handle that situation.
Medical vs. non-medical, true debt vs mis-reporting... it all has an impact on your if it hits your credit. Listen in to learn more!
