5 ways to save for downpayment
1. Crowdsource your dream home
2. Seller concessions
3. Government programs
4. Ask employer
5. Special lending programs
https://www.houselogic.com/buy/first-time-home-buyer/down-payment-assistance/?pred_search_link_clicked=5%20Surprising%20%28and%20Useful%21%29%20Ways%20to%20Save%20for%20a%20Down%20Payment
history of the 30yr mortgage
https://www.forbes.com/sites/realspin/2016/04/26/30-year-fixed-mortgage/#637af19768e1
