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Hey there, I am Sudeshna. I am an economist with over a decade's experience in the financial industry. Today, I am discussing some personal finance rules that I find overrated and some that I find underrated.

So, let's dive in.

00:00 Introduction to Overrated and Underrated Personal Finance Rules

00:34 Budgeting

01:16 Owning a House

01:39 Paying Off Your Mortgage Early

02:33 Financial Independence and Retiring Early (FIRE)

03:33 Rebalancing Your Portfolio

04:46 If It Sounds Too Good to Be True, It Probably Is

05:18 Studying Economic History

06:05 Understanding Economic Cycles

07:36 Starting Your Investment Journey Early

08:22 Diversification

12:01 Increasing Your Income

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