As a businessowner, you probably know that your employee's benefits are in the top 5 administrative costs. Healthcare is something we all need, so shouldn't you be spending that money wisely? In this week's episode of Breathe Out, Heather is joined by Senior Risk Architect Erika Ensign - who most people know as The Insurance Lady. Erika has a passion for helping people and exposing the truth of insurance premiums, deductibles, co-pays and so much more in the world of health insurance. She believes that insurance was intended to give us peace of mind, and crippling costs have turned it into a pain. Just as Dorothy goes behind the curtain to find the Wizard of Oz is a bunch of bells & whistles, Erika gives us valuable industry insight and how we can put ourselves in a position to use our benefits and save money. Listen and learn!