Kick off Season 6 of Laugh, Lend and Eatwith a powerful and insightful conversation featuring Kevin Peranio, Chief Lending Officer at PRMG. In this special episode, host Fobby Naghmi dives deep into the trends shaping the mortgage industry in 2025, including market predictions, the impact of inflation, and strategies for loan officers to thrive in a challenging environment. Kevin shares his expertise on building harmony between sales and operations, the evolving role of technology in lending, and actionable tips for mortgage professionals to connect with borrowers and close more loans.
What You'll Learn in This Episode:
Kevin's predictions for mortgage rates and inflation trends in 2025.
The critical importance of understanding market data and staying informed.
Why “win or learn” is a key mindset for loan officers in today's competitive market.
Strategies for engaging borrowers, including the value of "starter home" conversations.
How to leverage tools like AI, credit reports, and consumer insights to grow your business.
The role of economic policies and government budgets in shaping the mortgage landscape.
Notable Quotes from Kevin:
“If you’re closing one deal out of five credit pulls, you’re winning."
“Inflation is falling like a rock, and that’s going to create tailwinds for rates in the coming months."
“Loan officers need to position themselves as advisors—not just someone taking applications."
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