HIYA PALS!!! Haley here and its me, coming in on a solo mission. This is the first episode I have done by myself and although it was nerve racking, I am happy that I got it out into the world. I really wanted to share some tips our family has put into place so that we can afford to do a big Christmas and pay cash for it all! We started this process in July and I am so proud of us for sticking with it and making our plan. I hope you find some valuable information in this episode. These solo episodes will get better with more practice, I promise. :)