Overspending is a common challenge for my clients. Fluctuating categories like groceries, shopping, and travel can catch you off guard if you’re not paying attention and spending with intention. Many people live with the thought that budgeting will be too restrictive, so they don’t track their money at all, leading to shame and buyer’s remorse.
But budgeting isn’t about restriction. It gives you freedom and flexibility and a way to get back on track even when you do overspend. It allows you to ground yourself in the numbers and to avoid getting lost in the emotions that can feel overwhelming around money. Because even with a budget, overspending happens. It’s all about how you respond to overspending and having helpful tools in place to bring more intention to your spending.
So, in today’s episode, I’m walking you through four common causes of overspending. Then, I’m giving you 10 tips that you can implement to go from feeling reactive about money to being in control of your money. These tips will help you stay grounded in financial reality, while allowing you room to prioritize the financial and personal goals that bring you the most joy.
In this episode, you’ll learn...
Tune in to this episode to learn how to build your financial confidence and achieve your money goals.
Get full show notes and the episode transcript: https://wealthovernow.com/how-to-navigate-overspending-without-guilt
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