From the different ways we budget to little things we do to save money, today we are talking about hacks we use to ensure we are on top of our finances. Inspired by mid January money woes we are sure you all know too well, we dish out different things we do (or don't do) to stretch our finances and make our money work for us. We are not experts, just three girlfriends sharing what works for us, hoping you will be encouraged and inspired.