The only problem with living for today, is that tomorrow always comes. Throwing caution to the wind, living in the moment, and seizing the day are great slogans, but they leave much to be desired. Would you rather seize the day, or seize every day for the rest of your life?
Finding the balance between spending money to enjoy your life today and saving for the future is an ongoing struggle. The sweet spot between today and tomorrow seems to be just out of reach.
Everyone wants more freedom in their life, but I can promise you that it is more important as you get older. Take the steps now to give yourself the schedule and resources you will be happy with down the road.