Remember Luke 12 begins with Jesus warning againsthypocrisy—don’t be a pretender. He cautions against covetousness—don’t chasethe things of this world, because they only bring pain, worry, and fear. And Heurges us not to be careless. Why? Because He’s coming back. “I will go away,but I will come again,” He promises. This isn’t just a distant hope; it’s acall to action. In verse 36, He paints a picture of servants waiting for theirmaster’s return from a wedding, and in verse 40, He declares, “Therefore beyou also ready, for the Son of Man is coming at an hour you do not expect.”This urgency frames our passage today. Jesus wants us waiting, watching, andworking when He returns.
Peter has been listening to Jesus’ teachings, and in verse41, he asks, “Lord, do You speak this parable only to us, or to all people?”It’s a fair question. Is this just for the inner circle—the disciples—or forthe crowds too? Jesus doesn’t give a simple yes or no. Instead, He respondswith a parable that broadens the scope and deepens the responsibility. Hisanswer shows this isn’t limited to the Twelve; it’s for every follower, everyperson who claims His name. That’s you and me, friends. We’re all in thisstory.
In this parable Jesus describes two kinds of servants. Onewho is faithful and can be trusted and one who is careless and will bepunished. Jesus clearly points this out: “The master of that servant willcome on a day when he is not looking for him, and at an hour when he is notaware, and will cut him in two and appoint him his portion with theunbelievers” (v. 46)
Jesus doesn’t stop there. He then speaks of a day of accountability.One day we will all give an account of stewardship at the Judgment Seat. Asfollowers of Christ, we’re stewards of God’s resources. Jesus isn’t justwarning us to stay busy; He’s preparing us for accountability. This isn’t aboutearning salvation—Jesus took care of our sins on the cross, and by faith, we’resecure in Him. But how we live matters. Some think, “I’m saved, I’m going toheaven—nothing else counts.” But that’s not what the Bible teaches. Jesus andPaul both point to a moment of reckoning for believers: the judgment seat ofChrist.
In Romans 14:7-10, Paul writes, “For none of us lives tohimself, and no one dies to himself. For if we live, we live to the Lord; andif we die, we die to the Lord… For we shall all stand before the judgment seatof Christ.” This isn’t the final judgment for unbelievers; it’s an evaluationof our service as believers. In 1 Corinthians 3:10-15, Paul likens our lives toa building project. He laid the foundation—Christ—and we build on it. “Eachone’s work will become clear; for the Day will declare it, because it will berevealed by fire; and the fire will test each one’s work, of what sort it is”(v. 13). Good works endure; worthless ones burn up. We’re saved, yes, but wecan still “suffer loss” in terms of rewards (v. 15).
Then, in 2 Corinthians 5:10, Paul again reminds us “Forwe must all appear before the judgment seat of Christ, that each one mayreceive the things done in the body, according to what he has done, whethergood or bad.” Everything we do will be judged at that judgment seat ofChrist—every idle word, we’ll give an account for.” This isn’t aboutfearmongering; it’s about purpose. Knowing this “terror of the Lord” (v. 11),Paul persuades others to live rightly. It’s a sobering motivator.
In light of this we should be waiting, watching, andworking. Jesus could come at any moment—His return is unpredictable, like amaster slipping in unannounced. We can’t afford to be careless, assumingthere’s time to get our act together later. The faithful steward doesn’t slackoff; he’s diligent, using everything the master’s given for His glory. Thecareless servant, though, gets distracted by the world—hypocrisy, covetousness,indulgence—and faces the consequences.
