If you want to available Loan you are definitely scanned with your own CIBIL score. Cibil keeps the track record of each person taking various loan at various banks or financial institutions in India. There are various points given and points taken in negativity for each activity. A simple bounced cheque can crush your CIBIL score and make you disqualified to get a loan. Even while repaying back a debit card or credit card if a simple EMI is left unpaid it may reflect at the cibil score. So if you are regular loan taker or always taking various things on EMI you should be very alert in regards to your CIBIL score. By this youtube Video Lion adv.Arun Deshmukh tells us what is cibil and what is its score meant for