When Do I Get Pre-Approved For a Mortgage? Hint: NOW!
Let me lay out a common situation for a First Time Buyers. Your rental lease is coming up in 6 months and you are wondering what you are going to do. You want to explore buying a home but decide you should wait until you get closer to your lease being finished.
You finally get a few months from your lease being up and you apply for a mortgage to get pre-approved to buy a home. You get denied because of issues on your credit that you didn’t even know you had. You don’t have time to fix these problems and you have to sign your lease and rent for another year. Booo! This happens a lot in our business.
Our advice to anyone that wants to own a home somewhere in the future is to apply for a mortgage today. Let one of our Loan Officers review your file and make sure you are good to go now. If you do have issues then we can help you work thru them to help you own that home at the end of your lease.
We go over that and more in the video. Hopefully it helps.
Please call or text our office at 239-437-4278 with any of your questions or concerns. You can also apply today by texting APPLY to 239-427-4278
I do Mortgages for a living, if I can ever help you buy or refinance a home let me know!
· Apply for a mortgage now at https://timhart.floify.com/apply-now
· TEXT “APPLY” to 239-437-4278
· Call me or text me 239-910-5668
· Talk to my team were here to help! 239-437-4278
· Check out my website www.TimHartJr.com
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