Hector, Michael and Andrew discuss the concept of subscription services and how that can possibly translate into accounting services. Is there a way to provide unlimited accounting services for one flat monthly fee or define what a flat monthly fee could receive? Is there the possibility to better automate accounting services so that only a minimal amount of human intervention is required? What could we learn from video subscription services like Netflix, unlimited cell phone or internet plans, or all you can eat restaurants? Also, we end the time sharing what formal and informal peer groups we each participate in.