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Read Wade's stuff at the following links:

https://retirementresearcher.com/

Wade's book on Reverse Mortgages: https://amzn.to/2GYfoZZ

Wade's book on Retirement Spending: https://amzn.to/2GULg1G

Stanford Center of Longevity: Spend Safely in Retirement Strategy... http://longevity.stanford.edu/2019/07/08/viability-of-the-spend-safely-in-retirement-strategy/

Optimizing Retirement Income...http://longevity.stanford.edu/2017/11/29/optimizing-retirement-income-by-integrating-retirement-plans-iras-and-home-equity-a-framework-for-evaluating-retirement-income-decisions/