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It's that time of year again! The time for New Year's resolutions. But before you make any resolutions (or any change in your life) you need to make THIS resolution first. 

 πŸ‘‰Click here to grab a seat in our brand new online training - How to Pay Off Debt and Save Money Without Giving Up Everything You Love! 

Who doesn't love cashback when shopping online? Get cash back and a BONUS $20 on your first purchase with Rakuten! Click here to get started.

Music in this episode is by Dylan Gardner – check out his album Almost Real on iTunesSpotify, or wherever you listen to great music.

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