Dave Ramsey says credit cards are evilβcut them up and never look back. But is he right? Are credit cards truly a financial disaster, or can they be used responsibly without wrecking your budget (or conscience)?
In this episode, we break down:
π’ Dave Ramseyβs arguments against credit cards
π’ Why most people overspend with plastic π³
π’ When using credit cards makes senseβand when to avoid them
π’ How to improve your credit score (even without debt)
π’ The hidden dangers of credit card rewards
π§ Listen now and decide for yourself!
Resources Mentioned in This Episode:
π Protect your family online with Covenant Eyes β WalletWin.com/ce
π Check out our free Credit Score Guide β WalletWin.com/creditscore
π Need a better budget? Get our Catholic Budget Guide β CatholicBudgetGuide.com
π¬ What do you think? Are credit cards a helpful tool or too risky to use? Comment below or send us a message.
If this episode helped you, share it with a friend and leave a 5-star review!
Music in this episode is by Dylan Gardner βΒ β β β β β check out his album Almost Realβ β β β β Β onΒ β β β β β iTunesβ β β β β ,Β β β β β β Spotifyβ β β β β , or wherever you listen to great music.