The question of "Should I Invest or Pay Off Debt?" has been asked a million times, in this video i give my opinion on where your money should be going, when to focus on paying off debt and when to invest!
Investings strength is time IN the market not how much money you have in the market so it would make sense to start as soon as possible.
on the other hand, if you pay off debt you are GUARANTEED to make an immediate return on your money and can free up cash flow for more investing later!
"So which one should I choose, Wesley!"
Well in my opinion, after creating a budget and building an emergency fund, you should focus on investing for your retirement so you can have the longest opportunity for your investment to grow.
HOWEVER, If you are currently saving for retirement via a 401K, IRA, or Pension I would recommend you focus instead on paying off your high interest debts, pretty much anything over 5% interest!