“Our hearts have room for only one all-embracing devotion, and we can only cleave to one Lord.”—Dietrich Bonhoeffer
There are three conversions that are necessary: the conversion of the heart,mindand the purse.”—Martin Luther
Proverbs 11:10 When the righteous prosper, the city rejoices; when the wicked perish, there are shouts of joy.
What is the MORE for?
1. Choose HUSTLE over HOPING.
2 Thessalonians 3:10 For even when we were with you, we gave you this rule: “The one who is unwilling to work shall not eat.” Action Item: WORK HARD Proverbs 14:23 All hard work brings a profit, but mere leads only to poverty.
Proverbs 12:24 Diligent hands will rule, but laziness ends in forced labor.
Colossians 3:23 Whatever work you do, do it with all your heart. Do it for the Lord and not for men.
2. Choose a PLAN over PASSION.
Luke 14:28-29 “Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have enough money to complete it? For if you lay the foundation and are not able to finish it, everyone who sees it will ridicule you,
Action Item: Get on a BUDGET
10/20/70 Budget
10% goes to God-tithing
20% goes to debt elimination, savings, investing
70% necessities housing, transportation, insurance, food
A budget helps you make financial decisions without EMOTION.
3. Choose DISCIPLINE over DEBT.
Proverbs 22:7 Just as the rich rule the poor, so the borrower is servant to the lender.
Romans 13:8 Let no debt remain outstanding, except the continuing debt to love one another
Action Item: Radically cut your EXPENSES and pay down your DEBT.
10 Ways to Create Margin in your budget:
Cut coupons
Buy used clothing
Eliminate streaming services
Eat at home
Pack your lunch
Cancel your fancy coffee
Order your groceries online
Get cheaper or free hobbies
Share a car
Pick up a side hustle
4. Choose GENEROSITY over GREED.
What is the MORE for?
Proverbs 11:25 A generous person will prosper; whoever refreshes others will be refreshed.
Action Item: FIND ways to be a BLESSING
2 Corinthians 9:11 You will be enriched in every way so that you can be generous on every occasion, and through us your generosity will result in thanksgiving to God.
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