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When people want to make financial progress, one of our first pieces of advice is to NOT immediately start cutting back and slashing expenses.  Doing so will cause them to burn out quickly or quit before they even get started.  Instead, we walk them through a three-step process that is proven to work.  In today's episode, host Travis Shelton explains these three steps, how to execute them, and why it's a proven method to create real, sustainable change.   

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