I chat with blogger, letter writer , journal creator & Instagram influencer Vicky. I find out a little bit about and how she finds happy . Catch up with her amazing story on Instagram it’s in the title - MORTGAGE FREE BUBTHE SEA. An amazing get together via pod but how wonderful to be on a journey of happiness & be mortgage free after 12 years . I think we will re visit Vicky and her achievements and just how she did this!!