Credit Mastery Pt 2. Fredrick continues his Credit Mastery Series where he explains what's in the credit report, how the FICO scoring algorithm works, how different credit report items are weighed in the FICO scoring algorithm, and what items are not counted against the FICO Scoring algorithm but plays a factor in a banks underwriting process. Through the Credit Mastery Series, Fredrick will be teaching everyone how to understand, repair, build and maintain their credit for themselves so they no longer have to pay self-styled credit repair gurus! #GetRealWoke #ForTheFree #ForTheFreeFriday #RealWokeCommunity