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By 2020...A mere 1.5 years from now, Black households are projected to LOSE 18% of the Wealth we dont have...while White households are expected to see an increase by 3%. And while we're reportedly making Middle class INCOME we have virtually no ownership in wealth building assets. What are we doing wrong? Is it too late to change? Are stuck as a permanent underclass? Or is there a Pathway to Wealth?