Mark from Costless payment solutions mentions if I can give you back, some if not all of the bank fees well, that's going to have an impact on the quality of life that I would think that you would like to have for your family.
● zero bank fees
● maybe a subscription to software or a bank was justified some two years ago, but you no longer need that subscription now, but you just haven't gotten around and cancelling it now would be that sort of time to do so
