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Did you know 7% of Americans don't have a bank account? Having a bank account is probably something every person reading this takes for granted, but is a huge problem for around 23 million Americans. To add to the problem, many banks around the country are removing their low-cost offerings like accounts with no annual fees. But can fintech come to the rescue? Find out in this exciting new episode of I'M THE VILLAIN!



The main article we reference throughout the episode: https://www.centerforfinancialinclusion.org/financial-inclusion-in-the-u-s-are-we-making-progress

FlexPay, the app that is trying provide an ethical alternative to predatory payday loans: https://www.getflexpay.io/

ShEO, the fund of women CEOs supporting other women: https://sheeo.world/about-us/

Kiva US: https://pages.kiva.org/blog/innovative-loans-series-lending-based-on-character-not-credit-scores

Music is The Beauty of Maths by Meydän.