Islam is a complete civilization. Islamic doctrine encompasses its own regulatory system for financial matters and commerce. There is tremendous pressure on non-Islamic (Kafir) markets to make room for Islamic financial products. However, doing so comes at a price.
Islamic (Sharia-compliant) banking and businesses divert money away from Kafir markets because Islamic doctrine requires Muslims to always make the Sharia-compliant choice if it is available. Furthermore, Islamic businesses as well as individuals are required to pay zakat, which is an Islamic tax. The spending of collected zakat money is strictly regulated by the Islamic doctrine itself. One of eight allowed spending categories (Koran 9:60) is to finance jihad (violent and/or non-violent). Every time Kafirs (either knowingly or unknowingly) spend money in the Islamic market they are indirectly paying for the jihad that is being conducted against them.
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