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Bob and Austin delve back into their financial wins, focusing on paying off mortgages and buying vehicles outright. Austin shares how he and his wife paid off their mortgage early, attributing it to budgeting and financial discipline. He and Bob discuss the emotional and practical aspects of their decisions, including the freedom from debt and the satisfaction of owning assets outright. Bob adds his perspective on mortgages, emphasizing the opportunity cost of paying off debt versus investing in the market. They also discuss the exhilaration of negotiating vehicle purchases with cash. 

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