I’ve been talking to you a lot about what not to do financially speaking, when you are trying to get out of debt or change your money habits.
One of the things most people, myself included, ignore is that our personal behaviours are a major factor to either help or sabotaje our success!
What I mean is, if we keep spending like we always have, if we keep earning like we always have, nothing is going to change. But if you are really trying to change your behaviour around money. If you are trying to spend less and be more intentional with your money but you keep doing the same thing, nothing is going to change.
When we want to change in one area of our lives, chances are we need to change in other areas as well! Let me give you an example, if you want to spend less, maybe it means you need to stop going out to dinner every friday night with your squad. So, if you continue to go out every Friday night it’s going to be very difficult for you to keep to your plan. I’m not saying that you should give up going out with your girlfriends ever! I am saying that you could cut dining out to 2 times a month and maybe join them for coffee or dessert every other friday!
It’s not ideal, I get it, you get Fomo just thinking about it! I’ve been there. But ultimately what’s more important? You stressing out every single month because you can hardly make ends meet, holding your breath every time you hand out your card to see if it goes through. Or telling your friends what you need to do right now to create a more balanced life for yourself and eventually getting back to “every-friday-night” dinner with them! I get it that they may not need to cut back on their expenses but chances are you are not the only one struggling financially. But if you are, chances are they will understand and maybe cut back to dining two times a month in solidarity!
But what I’m more interested in is, are you willing to go through with it if they keep on going out every friday night? I’m always going on about how money is not the most important thing in getting out of debt or creating a spending plan...
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