The evolution of digital payments is leading us from a cash-based society to a cashless society where the Federal Reserve and other central banks around the world are putting together a platform that will interconnect itself globally. China has already been doing this for a number of years, limiting products and services deemed not within the scope of proper products, and services. The government can also tax additional monies based on the social credit score. Additionally, the government can make people spend all their money per month to maintain the economy's growth. In this new system, people are starting to buy hard assets such as real estate, gold, silver, rare coins, and art. The success record of these hard assets has grown significantly over the past 10 to 15 years, leading many people to invest in these types of assets.