For some people, getting credit is as American as apple pie and baseball. Generally, we don't have the money to make big purchases, so we get loans and credit cards to help us. However, we usually end up paying for an item twice or multiple times after the fees and interest are added to the principal. While it's often difficult to avoid this money trick, it is possible. Some of the solutions to this problem is saving money, spending less, buying only what we can afford, and living within (or below) our means to circumvent this ensnaring pit of debt. At the same time, credit can be a financial paradox because if you are disciplined and savvy, it can benefit you. Listen and learn.
