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"Money isn't everything," is, only 99.9% of the time, a projection of limitation from someone who doesn't feel worthy of having money onto someone who has the desire to have money. It's good to start with this statement because it is more pervasive than a virus, indeed a limiting 'belief virus' that has infected millions upon millions of people all around the world who have the desire to better themselves and have nice things.
This episode covers the signs that will help you to reveal if you have limiting beliefs about money as well as what to do about it. https://snipfeed.co/chrispinckley