In this captivating Mindset Growth Podcast, hosts Gary and Heather introduce their guest, J Money. The moniker “J Money” originated from Joel’s initials (JM) and his last name, Oney. Interestingly, he didn’t need a fancy branding agency to coin this memorable name; it simply stuck from his banking days.
J Money’s journey is a fascinating blend of rural roots and financial acumen. Growing up on a farm, he discovered that life had more in store for him beyond the fields. Banking became his path, and for a remarkable 25 years, he immersed himself in this dynamic industry. The challenges of banking pushed him to evolve, much like the crops he tended to as a farm boy.
Leadership was in Joel’s DNA. From being class president to heading the FFA and 4-Club, he naturally gravitated toward guiding roles. His parents, while great, weren’t deeply engaged with him daily, prompting him to take charge and embrace leadership opportunities.
Switching gears, Joel shares more about his formative years on the farm. Farming instilled in him the values of motivation and hard work, which became ingrained habits. After college, Joel realized that farming wasn’t his destiny. Instead, he embarked on a banking adventure, diving into the world of finance with the Farm Credit system—despite having no prior banking knowledge.
J Money’s morning routine sets the tone for success. Early workouts kickstart his day, and his current venture—assisting contractors in growing their businesses—is the pinnacle of his professional journey. Craftsmanship, leadership, and resilience define Joel’s story, making him a true inspiration for anyone seeking growth and purpose.
