The 21st century has been marked by unbelievable market returns followed by massive market losses. Many investors have been just lucky enough to break even. Money and credit created by the FED and the banking system create the boom and bust cycle that lures people into massive debt, false careers, and a whole host of other bad behaviors. We always come back to reality in a BIG BEAR MARKET. It appears as if we are about to enter this phase of the "coming back to reality" process. Join me today as we sit in on a panel conversation with Maria Bartiromo as they discuss the FED, banking, and the financial markets.